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February 19, 2016

5 Tips for Moving on a Budget

source: Premeditated Leftovers

by July 17, 2015 by

5 Tips for Moving on a Budget - Here are some tips for moving on a budget, including how to set a moving budget and how to save on moving supplies.

Packing up and moving house can be a stressful life event for any family. Your schedules can be uprooted, your kids may feel uprooted, and no matter what your reasons for moving, you may feel as if you don’t want to do so by the time it’s all said and done. While moving might be a stressful thing, the one thing it does not have to be is expensive. With a little careful planning, your move can be done within your budget to make things a bit easier on your wallet.

5 Tips for Moving on a Budget

Set a Realistic Budget – Obviously before you move, you’ll need to set your budget. Make sure that you take into account things like vehicles, supplies, gasoline and meals on the road if you’re moving move than a few miles. After you’ve done this, it’s only a matter doing your research. After you have your budget number set, go ahead, and pad that number by a couple of hundred dollars at the very least. This will give you a buffer just in case something happens that you weren’t planning on.

Start early – If you know that you’re planning to move, it just makes sense to start planning as early as you can. Doing so will allow you to do more than have a better organized move. It will also allow you to find boxes without having to purchase them, price out moving companies or vehicles and search for any other deals that you may want.

Call around – If you’re planning on renting a moving truck or using a moving company, start calling early to get their best deals. Most rental places actually charge more the closer you are to your moving date so by checking them and by comparing rates, you will find the best deals.

Take advantage of discounts – Most rental companies, moving companies, and supply chains offer multiple discounts for various reasons. If you’re a veteran, you may qualify for a veteran’s discount. Active military can usually qualify too if the military isn’t moving you. Seniors can usually get a pretty decent savings as well. You’ll never know if you don’t ask.

Enlist Your Friends & Family – Know someone who has a truck or van? Offer them a few bucks to help you move instead of paying for a moving truck. Yes, you’re still paying out of pocket, but the cost will be considerably less than paying a moving company or renting a moving truck. Even kids can be a big help! They can pack things like small boxes (be sure that they aren’t packing anything fragile) and can carry small bags and boxes to and from the vehicle.

Moving on a budget is tough for anyone, but if you give it the attention it needs, you can pull it off without too much issue. Just remember to take it slow, get started early and to of course, go for any discount you can find.

Stacy Barr is the face and brain behind the frugal living and personal finance blog, Six Dollar Family. She lives in East Texas with her husband, daughter, 2 cats, and 2 rescued pups that are almost as tall as she is. Stacy loves helping others save and build a better life for themselves as she has done for herself. In her off time, she can frequently be found in front the television making fun of “B” class movies with her hubby, belting out bad karaoke with her daughter, and of course, saving every dime that she possibly can. Find more personal finance tips, tasty recipes and or to learn more about Stacy visit her at www.sixdollarfamily.com

9 Surprisingly Big Benefits of a Smaller Home

From: PTMoney

By

It’s hardly news that downsizing your home will save you money.

In addition to the lowered mortgage payment and taxes, you’ll also spend less on utilities and maintenance.

But living in a smaller house isn’t just a smart financial decision.

Deciding to downsize can also improve your quality of life.

Here are five nine ways that living in a small house has made my life better:

There is so much more to downsizing than just the size of your home! Read these 9 benefits of downsizing and see if making the move to a smaller home is right for your family. This list may convince you it's time to downsize!

 

1. You Have Less to Clean

I’m not known for my housekeeping abilities, but living in a 1,400 square foot house means my lack of a clean gene doesn’t show so much.

I grew up in a 2,500 square foot house, and cleaning was an all-day, all-family affair. It was exhausting even just thinking about it and we didn’t do it as often as my mother would have liked.

Now, I do my cleaning in 15-minute bursts throughout the day, andcleaning the house rarely becomes an overwhelming horror that I avoid. If we had more house, that would mean more rooms to clean and more places for clutter to gather.

2. You Can Improve Your Health

If you have less to clean, you are more likely to do the kind of dust-eliminating deep cleaning that only happens in larger houses if you employ an army of maids. Less dust (and pet hair and dander) means cleaner air and fewer allergic reactions.

In addition, a small house really encourages you to get outside more often. Why stay inside a small space on a beautiful spring day when you could go for a walk or a bike ride?

3. You Become Less Focused on Stuff

Just as a goldfish will grow to fill the size of a bowl it lives in, a regular family’s need for stuff will grow to fit the space it has to fill.

Living in a large house means more rooms to furnish and decorate. But it’s more than that. When you live in a small house, it’s easy browse at stores without buying because you don’t have room for new stuff.

Small living changes how you view making new purchases. In a large house, there’s always room for more, so you might as well indulge.

4. You Have More Free Time

Along with buying less stuff because you have no room for it, you will also avoid the time costs of maintaining all that stuff, as well as the time cost of keeping your large house clean and in good repair.

Living in a small house means that the needs for your home take a smaller bite out of your free time, allowing you to pursue the things in life that you are really passionate about.

5. You Have More Family Time

One of the selling points for big houses is that everyone gets to have his own space. And while I would never want to give up my me-time, I don’t think I need an enormous separate room to have it.

Families in very large houses don’t have to spend time together, because each person has a space to retreat to. When everyone is all thrown together into a small living area, that allows for more fun family time. (It also allows for more squabbles, but isn’t that what family is also about—learning how to handle conflicts?)

Average Square Feet of Homes in US

6. You Optimize Your Space

People will often want a big house for reasons that seem perfectly logical: they need space for overnight guests, or a large dining room for the annual Christmas party, or a restaurant-sized kitchen for when the whole family comes for Grandma’s birthday dinner.

But these kinds of reasons ignore how families actually use their space on a day-to-day basis. You will be much happier using all of your available space the 360 days of the year you do not have overnight guests, parties, or dinner for twelve, rather than having unused space for the majority of the year. It’s better to plan for regular rather than irregular use, since it’s easier to find creative solutions for infrequent problems.

7. You’re More Likely to Know Your Neighbors

Big houses are often on big lots. You can easily wave at your neighbor while you’re both getting in the car in the morning, but it takes a little more effort to actually spend time with them.

Small houses are often set closer together. Spend an afternoon sitting on your porch, and you’ll have the chance to see children playing on the sidewalk, neighbors doing yard work, and the nice couple down the street walking their dog.

It really is easy to be a good neighbor when you don’t have to walk a quarter mile to get there.

8. You Can More Easily Afford the In-Demand Neighborhoods

While every real estate market is different, you can generally count on small houses being more affordable than their big-blueprinted neighbors. That can often translate into a more affordable home in the hot neighborhood with great schools.

9. You’re Reducing Your Environmental Footprint

Small houses consume less energy and use less materials in the building process.

But in addition to these environmental benefits, small houses are also generally built in more walkable areas, which means you don’t have to jump in the car just to get a gallon of milk. And since buying a small house will often mean buying an older home, you will be preserving the environment by not building new—which is the ultimate in recycling.

The Bottom Line

Downsizing isn’t just for empty-nesters or those who bought more house than they can afford. If you live in a big house, think about how downsizing to a small one could improve your life, your relationships, and your bottom line.

Do you ever have the desire to live in a smaller (or bigger) home? Why?

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